Griffith, Lowry & MehergGriffith, Lowry & Meherg2024-02-21T15:32:46Zhttps://www.griffithlowry.com/feed/atom/WordPress/wp-content/uploads/sites/1503955/2020/11/cropped-glm-512x512-1-32x32.jpgOn Behalf of Griffith, Lowry & Meherghttps://www.griffithlowry.com/?p=482252024-02-21T15:32:46Z2024-02-21T15:32:46ZThe psychology of safety campaigns
According to research highlighted by Psychology Today, safety campaigns can sometimes backfire due to a psychological phenomenon known as reactance. Reactance occurs when individuals feel their freedom is under threat or constraint, leading them to react in ways that oppose the intended message.
In the context of highway safety campaigns, individuals may perceive the messages as patronizing or overly controlling. This perception can trigger reactance, causing some drivers to engage in risky behaviors as a form of rebellion against perceived authority.
The fear factor
Many safety campaigns rely on fear-based messaging to grab the attention of drivers. While fear can be a powerful motivator for behavior change, it can also have unintended consequences. Excessive fear-mongering may overwhelm drivers, leading to anxiety or panic behind the wheel. In some cases, this heightened emotional state can impair judgment and decision-making, increasing the risk of accidents.
Normalization of risky behavior
Another concern is the potential normalization of risky behavior through repeated exposure to safety campaigns. When individuals frequently see messages about dangerous driving behaviors, they may begin to view these behaviors as more common or acceptable than they actually are. This normalization effect can desensitize drivers to the risks involved.
The importance of message framing
Instead of relying solely on fear-based tactics, campaigns should frame their messaging as practical strategies for staying safe. Positive reinforcement and emphasis on personal responsibility can help mitigate reactance and foster a culture of safe driving.
While highway safety campaigns aim to reduce accidents and save lives, they must be carefully crafted. Understanding the psychology behind driver behavior can help everyone make the best decisions on the road.]]>On Behalf of Griffith, Lowry & Meherghttps://www.griffithlowry.com/?p=482132024-01-08T20:42:01Z2024-01-08T20:42:01ZThe definition of an act of God
An “act of God” is an unexpected natural disaster or event that human beings cannot control. Common examples are earthquakes, floods, tornadoes and hurricanes. Insurance companies use this term to describe these catastrophic events that cause damage or loss that policyholders are not able to prevent.
Acts of God as coverage exclusions
Car insurance policies describe different events that do not qualify for coverage. These may include a refusal to cover damage stemming from something out of human control.
For example, if a tree branch breaks off during a windstorm and falls on a parked car, the owner could not have prevented that. So the insurance company may deny a claim under the act of God exclusion. This logic can also extend to acts of God causing auto accidents.
Comprehensive policies may provide coverage
Some drivers carry optional comprehensive coverage as part of their auto insurance policy, which may include protection against acts of God. Comprehensive coverage pays for damage to a policyholder’s vehicle that results from events other than a collision, including falling objects, fire, theft, vandalism and weather events.
Therefore, even if the at-fault driver has liability coverage that excludes acts of God, their comprehensive insurance may cover the damage. When you file a claim after an accident, find out if the at-fault driver carries comprehensive coverage. This policy provision may provide you the compensation you deserve even if unforeseeable causes played a part in the crash.
Statistics from the state of Alabama showed that every 13 minutes and 50 seconds in the year 2020, someone incurred injuries from a traffic collision. So any driver in the state should understand how an insurer might try to argue against fulfilling a claim and what strategies may be available to secure damages.]]>On Behalf of Griffith, Lowry & Meherghttps://www.griffithlowry.com/?p=482082023-12-27T20:13:32Z2023-12-27T20:13:32Z1. Prioritize safety and seek medical attention
Unfortunately, over 40,000 injuries resulted from motor vehicle collisions in Alabama in 2021, according to the Alabama Department of Transportation. Therefore, your well-being should be your top priority after a rideshare accident.
Regardless of the apparent severity of any wounds, promptly seek medical attention. Certain injuries, like concussions or spinal damage, may not immediately manifest. Promptly calling 911 allows healthcare professionals to conduct a thorough examination so you have an accurate assessment of your condition.
Also, dispatchers will notify the police and fire department, if necessary, to secure the area and make official reports. Request a copy of such records for your own injury claim.
2. Exchange information
Clear communication is key in the aftermath of an accident. Exchange contact details with the other parties, including names, phone numbers and insurance information.
Additionally, gather information from witnesses present at the scene. Their testimony can help establish the facts of the crash.
3. Gather evidence
To strengthen your case, collect as much evidence as possible at the accident site if you can do so safely. Detailed visuals serve as powerful evidence when communicating with insurers.
Take photographs depicting the scene, including vehicle damage, road conditions and relevant traffic signs. If you cannot personally get photos and videos, have someone you trust gather such evidence for you.
4. Contact insurance and rideshare companies
Promptly inform both your insurance company and the rideshare company about the accident. Provide accurate details of the incident but avoid any indication of responsibility. Stick to the facts and avoid speculating about fault.
In the aftermath of a rideshare accident, swift action can make a significant difference in navigating the situation. By carefully handling each of these steps, you may be able to improve your odds of getting fair compensation for your injuries.]]>On Behalf of Griffith, Lowry & Meherghttps://www.griffithlowry.com/?p=482072023-12-20T17:21:35Z2023-12-22T17:20:47ZHow moderately dangerous environments increase risks
Accidents are most prevalent in work environments deemed moderately dangerous. Research suggests that workers in these environments practice some safety behaviors. However, they often fall short of sufficient precautions to avoid accidents and injuries. Workers often underestimate the importance of comprehensive safety in these work environments.
How underestimation affects injury risks
In conditions with moderate risks, workers often underestimate the level of safety precautions necessary for protection. This can lead to insufficient response to danger, putting them at greater risk of accidents and injuries. This is true even in work conditions without severe risks.
How highly dangerous environments factor in
Although most people assume that the most dangerous work areas pose the greatest injury risk, this is not the case. Workers are more likely to engage in extensive, proactive safety measures due to the recognition of that risk. This means that high-risk work environments are safer than those with lower risk levels.
In 2022, workers reported 2.8 million non-fatal workplace injuries. This prevalence highlights the importance of understanding where injuries occur. As you can see, the least safe work environments are not always the ones considered highly dangerous. Employers can use these insights to tailor their approaches and prioritize interventions where they are most needed, fostering safer workplaces for all.]]>On Behalf of Griffith, Lowry & Meherghttps://www.griffithlowry.com/?p=482062023-12-12T17:58:22Z2023-12-12T17:58:22ZEvaluate the first offer
You do not have to accept the first offer from the insurance company. It is important to evaluate the offer carefully. Consider whether it covers all your current and future medical expenses, repairs for your vehicle and any lost wages due to the accident.
Consider the full extent of your damages
The first offer might not account for ongoing medical treatment or the full impact of your injuries on your daily life. Some injuries, such as traumatic brain injuries, may not show up initially and may take a few years to heal. According to the Centers for Disease Control and Prevention, TBI causes about 30% of all deaths related to injuries.
You have the right to negotiate for a settlement that accurately reflects your total damages.
Negotiate for a fair settlement
You can negotiate with the insurance company. It is a common practice to counteroffer if the initial settlement does not meet your needs. Presenting evidence such as medical bills, repair estimates and documentation of lost wages can strengthen your position.
Take time to decide
Take your time to decide. While you might feel pressured to settle quickly, it is important to ensure the offer adequately covers all your expenses. Rushing into an agreement might leave you with insufficient compensation for your needs.
After a car accident in Alabama, you have the right to seek a settlement that fully compensates you for your losses and damages so you can recover and move forward after the accident.]]>On Behalf of Griffith, Lowry & Meherghttps://www.griffithlowry.com/?p=482052023-11-26T20:48:14Z2023-11-26T20:48:14ZQuick-spreading flames
In the chaotic aftermath of a car accident, multiple factors contribute to burns. The collision impact can cause vehicle parts to malfunction in a short amount of time.
The presence of fluids, such as oil, and other combustible materials within the vehicle are also a danger. When a spark happens, fuel leakage becomes a threat, increasing the risk of fire.
Poor vehicle design
While modern vehicles have safety features designed to reduce injuries, they may also make it harder to escape a burning car.
Complex car designs and the use of synthetic materials can contribute to the rapid spread of fire. In addition, electrical malfunctions in the aftermath of a crash may increase the risk of fire, creating a dangerous environment.
Various methods of harm
People trapped in a burning vehicle face a situation that they may not realize can hurt them in multiple ways. The intense heat can cause second and third-degree burns, damaging skin, tissues and even underlying muscles. The inhalation of toxic fumes and smoke further compounds the risks, potentially leading to respiratory complications and long-term health issues.
With an estimated 208,500 vehicle fires happening in 2021 in America, serious burns during a car accident need heightened awareness and preventive measures. By understanding the dynamics of these incidents, people can contribute to minimizing the devastating consequences associated with burns.]]>On Behalf of Griffith, Lowry & Meherghttps://www.griffithlowry.com/?p=482042023-11-22T13:46:34Z2023-11-22T13:46:34ZNeed for connectivity
Smartphones offer a constant link to keep people connected to work and social circles. The fear of missing out or the urgency to respond to messages can override the awareness of potential dangers. The allure of immediate communication can be difficult for some to resist, leading to the risky decision to use a cell phone while driving.
Perception of invincibility
Despite understanding the potential consequences, some drivers may believe that accidents or mishaps will not happen to them. This optimism bias can lead to a false sense of security, encouraging individuals to engage in risky behaviors like texting or talking on the phone when behind the wheel.
Habitual routine
For many people, the act of checking messages or making calls is such a natural part of their daily routine that breaking the habit is a challenge. The subconscious impulse to reach for the phone while driving may override the rational understanding of the associated risks.
Lack of instant repercussions
The lack of immediate consequences can reinforce the behavior. Unlike other risky behaviors, distracted driving might not result in immediate negative outcomes. This delayed cause-and-effect relationship can diminish the perceived severity of the behavior and foster a false sense of security.
The persistence of cell phone use while driving despite the known dangers is a serious issue on the roads. Addressing this challenge requires a comprehensive approach, including increased awareness, education and the cultivation of safer driving habits to promote responsible cell phone use.]]>On Behalf of Griffith, Lowry & Meherghttps://www.griffithlowry.com/?p=482022023-11-08T18:57:51Z2023-11-08T18:57:51ZInexperience amplified
Teenagers are inherently inexperienced drivers. When they carry fellow teenage passengers, the inexperience of both the driver and the passengers can lead to increased distractions, compromising the safety of the journey.
Peer pressure
Teenagers often face peer pressure to engage in risky behaviors, and this pressure can extend to the driver's seat. With teen passengers, drivers may be more likely to take risks, such as speeding or showing off their driving skills.
Distractions
Distracted driving is a leading cause of accidents among teenagers. Teen passengers can be a significant source of distraction for other young drivers, as they engage in conversations, play music or use their phones. These distractions divert the driver's attention from the road and increase the likelihood of accidents.
Lack of supervision
When teenagers transport other teenagers, there is often a lack of adult supervision. Adult passengers, with their experience and maturity, can help guide young drivers and maintain a safer driving environment. In contrast, peer passengers may not possess the skills or awareness to intervene in risky situations.
The Centers for Disease Control and Prevention report that the presence of other teenagers raises crash risks for teenage drivers and that the risk increases with each teenager in the vehicle. Crash rates for teens are especially high during the first months of driver’s licensure, suggesting that parents may want to set restrictions about exactly who their teen drivers can have in their cars and when.]]>On Behalf of Griffith, Lowry & Meherghttps://www.griffithlowry.com/?p=482002023-10-28T20:14:05Z2023-10-28T20:14:05ZMedical expenses
In the aftermath of a car accident, the foremost concern typically revolves around medical bills. These expenses can accumulate swiftly, encompassing hospital stays, surgeries, medication and rehabilitation. You can seek help with covering these medical costs to ensure you receive the necessary treatment without compromising your financial well-being.
Lost wages
Accidents often result in missed workdays due to injuries. Potential compensation may include provisions for these lost wages, assisting you in maintaining financial stability while you recuperate.
Property damage
The damage to your vehicle is another significant concern. You can seek damages to repair or replace your car, allowing you to regain mobility without undue financial strain.
Intangible costs
Compensation is not solely restricted to tangible expenses. It can also account for intangible costs. This may include physical pain during and after the accident and the emotional distress you experienced, including anxiety, trauma or depression.
Accidents can also disrupt your ability to engage in hobbies, activities or even daily life. Awards from the court can acknowledge the loss of quality of life resulting from the accident.
Permanent disability
In cases of severe injuries, accidents can lead to permanent disabilities, including permanent scarring or disfigurement. You can seek damages that compensate for the life-changing consequences and emotional and psychological impact of such injuries.
Comprehending the full scope of available compensation after a car accident is important when navigating the aftermath. This understanding can aid you in securing the support needed for physical, emotional and financial recovery.]]>On Behalf of Griffith, Lowry & Meherghttps://www.griffithlowry.com/?p=481992023-10-21T21:17:17Z2023-10-21T21:17:17ZRegular breaks and rest
One of the key factors in maintaining safety during long shifts is the provision of regular breaks and rest periods. This allows workers to recharge, both mentally and physically, reducing the risk of fatigue-related accidents or errors.
Well-defined work schedules
Having clear work schedules that outline shift rotations, breaks and rest days can contribute to safety for those working long hours. It helps workers plan their rest and ensures they have adequate time to recover between shifts.
Training and awareness
Employers should provide training on fatigue management and raise awareness about its potential dangers. This training equips employees with strategies to combat fatigue and recognize the signs of exhaustion.
Ergonomic workstations
In environments where employees work long hours, employers need to provide ergonomic workstations and equipment to reduce physical strain and the risk of injury.
Proper nutrition and hydration
Encouraging healthy eating habits and staying hydrated helps with sustaining energy levels and cognitive function during extended shifts. Employers can provide access to nutritious snacks and hydration stations.
Sleep facilities
For workers with extended shifts, it may be helpful if employers provide facilities where the employees can take short naps during breaks. A brief nap can improve alertness and concentration.
Rotation of tasks
To prevent monotony and excessive mental fatigue, rotating tasks can be beneficial. This helps maintain focus and engagement during long shifts.
Communication
Promoting open lines of communication allows workers to report any concerns about safety and fatigue. Supervisors should be receptive to these concerns and take appropriate action.
Monitoring and accountability
Implementing systems to monitor work hours and ensure compliance with rest and break regulations is essential. Accountability for both employers and employees helps enforce safety protocols.
While working 16-hour shifts can be challenging, it is possible to maintain safety with the right precautions and strategies in place. Employers and employees share the responsibility for ensuring safe working conditions during extended hours.]]>