When a drunk or drugged driver hits you, you face more than just physical injuries and property damage. According to the Alabama Department of Transportation, nearly one-third of all traffic fatalities in the state are alcohol-related.
Impaired drivers – whether under the influence of alcohol, prescription medications or illegal drugs – create unnecessary risks on Alabama roadways. Holding these individuals accountable helps you recover financially and sends a message that dangerous driving behaviors have consequences.
Taking prompt action after being injured by an impaired driver is essential to protect your rights and secure the compensation you deserve.
Types of damages that may be available
Impaired drivers in Alabama face serious legal consequences, including criminal charges, license suspension, fines and potential jail time. In addition to these penalties, they’re also responsible for compensating anyone they injure.
Alabama’s dram shop laws may allow you to pursue claims against bars or restaurants that served an intoxicated person who later caused your accident.
If an impaired driver injures you, you may be entitled to compensation for:
- Medical expenses, including future treatment needs
- Lost wages and diminished earning capacity
- Pain and suffering
- Property damage
- Emotional distress
- Punitive damages in cases of extreme negligence
Alabama requires all drivers to carry minimum liability insurance of $25,000 for injury to one person, $50,000 for injuries to multiple people and $25,000 for property damage. However, these limits may not cover the full extent of your losses.
Seeking compensation after a hit-and-run
When an impaired driver flees the accident scene, your path to compensation becomes more challenging. Alabama operates under a fault-based system, meaning the responsible party’s insurance typically covers damages. If law enforcement can’t identify the hit-and-run driver, you’ll need to explore alternative compensation sources.
Your own uninsured/underinsured motorist coverage (UM/UIM) can provide vital protection in these situations, covering your medical expenses and other damages when the at-fault driver can’t be found or lacks adequate insurance. Medical payments coverage on your policy can also help with immediate health care costs regardless of fault. Additionally, your health insurance may cover medical treatments while your accident claim is pending.
Impaired driving incidents require prompt action and thorough documentation to protect your rights and financial future. Working with a skilled car accident attorney is advisable, especially when facing Alabama’s strict two-year statute of limitations for personal injury claims.
Subscribe To This Blog's Feed