If you get hurt from a car accident, do not expect that the insurance company for the driver who hit you will make it easy for you to receive compensation. There could be a variety of reasons used to deny your claim, such as claiming your accident resulted from an act...
Insurance Disputes
Is an insurance company playing games with your PI claim?
Alabama is an at-fault state. This means that if you are involved in a car crash, you can file a claim with your insurance company. You can also file your claim with the other driver’s insurance carrier or sue them for economic and non-economic damages. But, it’s wise...
Is your insurance company acting in bad faith? Signs to look for
When you sign up for an insurance policy, you do so hoping that the insurance company will come through for you in your hour of need. When a tragedy strikes, the insurance company owes you a duty of care when handling your claim so you can receive the compensation you...
What to do if your insurance claim is denied in bad faith
If you’ve been injured in a car accident due to the negligence or recklessness of a third party, you expect to be able to make an insurance claim for compensation. When the worst happens and your insurer refuses to pay out, is there anything you can do? If you have...
Why might an insurer deny your claim?
When you have to make a claim to your insurance, you likely expect the process to go smoothly, After all, you have paid your premiums and any deductible and followed all the requirements laid out by your insurer. You have handled your part of the deal, so you expect...
Navigating insurance disputes
After an accident, people rely on their insurance company to review a claim and provide the settlement that they need to pay bills or make repairs. Sometimes, though, the insurer might not respond as expected. The company may deny a claim or fail to respond to calls...
What are my rights regarding insurance after an accident?
Insurance companies can be very difficult to work with after an accident. Their focus is on saving as much money as possible. They may try to shift blame or deny claims. It can be a fight for you to get the compensation due to you. According to the Alabama Department...
What is a bad faith claim in Alabama?
Like other states, Alabama has court-imposed rules requiring that insurance carriers deal in good faith with those who rely on them. What this means in practice is that insurance companies are not allowed to use the fact that they have a lot of money, and those who...
Review of uninsured and underinsured motorists coverage
Most people in Cullman County know that they have to have automobile insurance in order to drive a vehicle on Alabama’s roads legally. However, many people choose simply not to follow this law, either because they cannot afford insurance are because they simply do not...